I’ve decided to write more about money this year, so let’s kick this off by setting the stage and outlining some key facts about me.
- I’m 50 years old.
- I’m single. I was married, but divorced nine years ago.
- I have no children, and my only current dependents are a fish and an elderly dog.
- I’m entirely self-supporting; I don’t receive or pay alimony, or have access to family money.
- I’m not a financial planner, nor do I work in financial services. I’m not a “money expert.”
While I don’t consider this a personal finance blog, money — making it and managing it — is something that I’m always trying to learn more about, and I find value reading the personal stories, opinions, and research that is shared via blogs. So, here I am perpetuating that approach with my own personal slant.
My money goals are as follows:
- Generate enough income to pay for my basic expenses of housing, food, and personal care;
- Maintain a generous emergency fund;
- Save enough to support my future self during retirement, or when I’m no longer able to work full-time;
- Support my animal dependents;
- Have some extra funds for fun stuff and luxuries like vacations and fancy meals.
Those are just the basics for now. Off the top of my head, I’m planning to write posts about income generation, my savings and strategy, and lifestyle choices that impact my budget. I also occasionally add tweets to the #1GoodMoneyThing topic started by Revanche at A Gai Shan Life.
Are there other topics you think I should explore? Do you know of any other older single women writing about how they handle money (such as saving and investing, budgeting, etc.)? If so, please add to the comments.
Happy New Year!